However, there is a crucial detail that many travellers often overlook: declaring all medical conditions. Failing to do so can invalidate your policy, leaving you with no protection and facing potentially crippling costs. For example, if you have a pre-existing condition like diabetes, heart disease, or asthma, failing to disclose it could result in your policy being invalidated. This could mean you’re left with no coverage for any medical expenses incurred during your trip.

The Foreign, Commonwealth & Development Office (FCDO) has issued a warning about the high cost of healthcare abroad, particularly for those without travel insurance. The FCDO highlights that hospital fees abroad could cost over £150,000 without insurance. This figure is based on the average cost of medical treatment in various countries. The FCDO provides examples of how much this could ultimately cost you if you experience a medical emergency abroad. **Detailed Text:**

The Foreign, Commonwealth & Development Office (FCDO) has issued a stark warning to travelers, emphasizing the potential financial burden of medical emergencies abroad.

Chronic diseases can lead to physical limitations and functional decline, impacting daily activities and overall mobility. For example, heart conditions like coronary artery disease can restrict blood flow, leading to fatigue, shortness of breath, and limitations in physical activity.