The Trip Money Planner

What your trip really costs, and what paying abroad costs on top

Every trip budget adds up the flights, the rooms and the food. Then the bank statement arrives with lines nobody budgeted for: a fee on every card payment, a charge on every cash withdrawal, and a worse rate on the day you let a shop convert the bill for you. The Trip Money Planner is a one-evening workbook that finds those costs before you go. It corrects the trip budget (a ten-day trip usually has nine nights, not ten), splits what you pay at home from what you pay abroad, finds your own bank's fees, and costs them for your trip. On the worked example, the same spending abroad costs about 4% in fees paid carelessly and under 1% paid carefully. It ends with a one-page money plan, a two-minute evening check for the road, and a rule for leftover cash. With your purchase comes a personalised sheet worked on the trip you enter in the TravellerSpy Trip Budget Calculator.

Look inside

Two full pages from the workbook, exactly as printed. Click either to read it at full size before you decide.

What is in it

• Eight steps before you go, from a rough budget to a one-page money plan
• The real total: nights not days, and money paid at home against money paid abroad
• The fees nobody lists: card, ATM, till conversion and exchange counter, from your own bank
• The one-word rule at the till, and what it saves
• How much cash to take out at a time, and the safety tradeoff
• A two-minute evening check, a halfway check and the last-day rule
• Printable trip money plan, daily spend log and fee worksheet
• Bonuses: the Quickstart, a conversion card and a lost-card plan
• A personalised sheet worked on your own trip

The workbook complements the free calculators — they do the arithmetic, it adds what paying abroad costs and ends with a money plan you carry.